Illustrative scene of homeowners beside a shuttered window and tiled roof at a Florida home

FOR THE HOME YOU LOOK AFTER

Wind Mitigation Inspections in Central & South Florida

Your roof, shutters and other wind-resistant features tell part of your home’s story. A Wind Mitigation Inspection records the features your insurer reviews for eligible credits.

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Led by Fred Rodrigues, Certified Master Inspector®A closer look at the scope

WHAT THIS HELPS YOU DO

Give your home’s improvements a record.

Turn accessible construction details and available installation records into useful insurance documentation.

See what is verified

Understand which roof and opening-protection features appear on the report, including any details that could not be verified.

Put records to work

Roof permits and window or shutter documentation can support the features observed at the property.

Review eligible credits

Share the report with your insurance agent. Your insurer decides which credits apply; the inspection does not guarantee savings or storm performance.

YOUR INSPECTION, STEP BY STEP

Evidence behind the features.

We combine accessible observations with supporting records for the inspection form.

Illustrative view: Tile roof edge, soffit and stucco wall of a Florida home — Document the features that can be verified. Your insurer applies its own requirements.

Review available records

We look at relevant roof, window and shutter information you have supplied.

Examine the features

We review accessible roof construction, attachments, secondary water resistance and opening protection.

Record what is supported

The report documents verified features and limitations so your insurer can evaluate the evidence.

KNOW WHAT TO EXPECT

What the inspection covers

We look for evidence of the home’s wind-resistant features, using accessible observations and available records to support the inspection form.

Roof construction

Visible roof shape, coverings, and supporting documentation about the roof installation.

Roof-deck attachment and roof-to-wall connections

Accessible evidence of roof-deck attachment and roof-to-wall connections, with limitations recorded where areas cannot be reached.

Secondary water resistance

Available evidence of qualifying secondary water-resistance features when they can be verified.

Opening protection

Visible protection and available documentation for windows, doors, and other openings relevant to the inspection form.

Verified features, with access limits explained

Accessible evidence and supporting records determine what can be documented. Areas that cannot be reached are noted. Your insurer reviews the report and decides which features qualify for any credits.

A report documents observed and verified features. Your insurer determines eligibility, acceptance, and any premium credits. No discount or storm performance is guaranteed.

MAKE THE NEXT STEP USEFUL

Keep improvement records together.

Bring prior reports and later improvements into the same conversation with your insurance agent.

Gather what you already have

Keep prior reports, roof permits and window or shutter documents together. Tell us about later improvements and inaccessible areas; do not enter an unsafe attic or climb onto the roof to gather evidence.

BEFORE YOU BOOK

Wind Mitigation Inspection questions, answered.

Planning the visit, updating a report and understanding insurance credits.

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How long is a Wind Mitigation report valid?

Florida OIR states that the completed form can remain valid for up to five years if the structure has no material changes and the form contains no inaccuracies. Share your existing report and any later improvements with your insurance agent to find out what documentation the carrier needs.Florida OIR form guidance

Will this lower my insurance premium?

The report may document features your insurer considers for credits. The insurer decides whether they qualify and how they affect your policy. We cannot promise a particular discount.

Do I need a new report after replacing the roof?

Ask your insurance agent what updated documentation the carrier requires. A roof replacement can change the features and records available for review.

What if the attic cannot be accessed?

Tell us before the visit. An inaccessible area may limit which construction details can be verified, and that limitation will be documented.

Do I also need a 4 Point Inspection?

They answer different questions. Ask your insurance agent whether it needs condition documentation, wind-feature documentation, or both.

How do I get a quote for a Wind Mitigation Inspection?

Request a quote for the property and the reports you need. Share the address and your insurer’s request, including whether a 4 Point report is also required. Confirm which services are included in the total cost and ask the team about report timing before booking. Your insurer decides whether the documented features qualify for any available credits.Get your property quote View the price guide

When will I receive the report?

Confirm report timing with our team when scheduling and share any insurance deadline. Keep time available for your insurance agent to review the documented features and explain their application to your policy.

IN OUR CLIENTS’ WORDS