Orlando, Florida
4 Point Inspections in Orlando, FL
When your insurance agent requests a 4 Point report, start with the exact request and the property address. We document the four named systems so you can take the findings back to your insurance conversation.
Led by Fred Rodrigues, Certified Master Inspector®A closer look at the scopeTHE RIGHT INSPECTION FOR THIS HOME
Clearer documentation for your insurance conversation.
For buyers and homeowners whose insurer or insurance agent has requested current information about the property when applying for or renewing coverage.
Compare inspection purposesPut the four systems on record
The report addresses roof, electrical, plumbing and HVAC information within the inspection scope. Observations and available records support the documentation your insurance agent needs to submit.
Understand concerns that need follow-up
If observed conditions call for further evaluation, the report explains that need. A qualified contractor evaluates repair work; the insurance carrier decides what it requires for coverage.
Keep the purchase decision in view
A 4 Point report is narrower than a Pre-Purchase Inspection. When buying, consider the broader home-condition questions alongside insurance documentation so one report is not mistaken for the other.
KNOW WHAT TO EXPECT
What the inspection covers
Four systems, one focused report. We document accessible conditions and the information requested for your insurer’s review.
Roof
Visible condition, covering information, and available age documentation relevant to the requested report.
Electrical
Accessible electrical components and observed conditions that need to be documented or evaluated further.
Plumbing
Accessible supply and drain systems, water-heating equipment, and visible signs of leaks or deterioration.
Heating & cooling
Accessible HVAC equipment, system information, and observed operating conditions.
Clear documentation for your insurance conversation
Use the report to discuss the documented conditions with your insurance agent. The insurer decides whether it needs repairs, additional information or another report; the inspection does not approve coverage.
The insurer decides whether to offer coverage and whether repairs or additional documents are needed. An inspection does not guarantee insurance approval or replace a Pre-Purchase Inspection.
Full 4 Point Inspection guideLOCAL CONTEXT FOR A CLEARER DECISION
What matters for this inspection in Orlando
Check who holds your Orlando property records
Orlando mailing addresses can fall outside city limits. Confirm the parcel’s jurisdiction before searching roof or equipment replacement records. For property inside the city, Orlando’s permit lookup and Building & Development resources are the starting point; an unincorporated Orange County property uses county resources.
Find the permit that matches the work
For a property inside Orlando city limits, open the city’s Property Information page and choose Check Permit Status. Search by the address, parcel ID or a known permit number. Compare the available roof, electrical, plumbing and HVAC records with the work dates provided by the owner; record what the documents establish and what still needs clarification.
Official lookup guidanceSeparate a final permit from a current condition report
For a matching Orlando permit, check whether its status is final. The city directs owners to request a Certificate of Occupancy or Certificate of Completion through digitalpermits@orlando.gov with the permit number in the subject line. If you need that document, confirm which certificate applies to the work. Its completion history is useful context; the 4 Point report still documents current observations of the four systems.
Official lookup guidanceHave the request and access ready
Send your insurer’s requested form and deadline, gather available records, and arrange authorized, safe access to the systems or features being documented. Tell us about inaccessible areas or equipment that is shut down. Leave panel covers and unfamiliar or unsafe equipment to the appropriate professional.
BEFORE YOU BOOK
Orlando questions, answered.
Is a 4 Point report enough when buying an Orlando home?
It is a focused insurance report about four systems. A Pre-Purchase Inspection addresses a broader home-condition decision. Compare the purposes and check which reports are included in your property quote.
Does a roof permit prove the current roof condition?
No. A permit record can help document work history. It does not replace observations of the accessible roof at the visit or guarantee insurer acceptance. Share the record and the insurer’s request with us.
What if the insurer asks for repairs after the report?
Send the actual request so we can discuss inspection follow-up. The appropriate contractor evaluates repair work and cost; the insurer determines the documentation it needs and whether it offers coverage.
IN OUR CLIENTS’ WORDS
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YOUR NEXT STEP
Arrange your Orlando inspection
Choose the inspection that supports your next step. Review the quote for your property and appointment details, or talk through your questions with our team.